Who We Are

Sovereign Private Wealth was founded in 2017 with the vision to help clients be good stewards of all that has been entrusted to them.

It’s an honor to serve.

We are committed to the journey of generosity with our clients. As such, 10% of all revenue is given to ministries that seek to make a positive impact on the world around them. We are so thankful to be able to support them, and we invite you to check out what they do and see how you can get involved!


AVODA Fund www.avodafund.org

AVODA Fund’s mission is to provide support to organizations in Africa and other developing countries seeking to train and equip competent Christian business leaders. These organizations will educate, mentor, and help launch small to medium-sized local businesses that alleviate poverty and encourage economic growth.

Hope Remains Youth Ranch www.hoperemains.org

Hope Remains’ purpose is to glorify God by changing the world one child, one adult, and one family at a time through the power of Christ utilizing their gentle horses. They use horses in their ministry as a tool to help individuals gain a better understanding of their feelings and begin to heal. The real counselor in their equine ministry sessions is the Holy Spirit who works through their animals and counselors to produce insight and heart change.

Impact Sports International www.impactsportsonline.org

Impact Sports International has been using sports to carry out the Great Commission to make disciples of all nations. They are an interdenominational ministry with a burden to reach those at the “ends of the earth” who have never had the opportunity to hear the Good News for geographical, cultural, or legal reasons.

Piedmont Women’s Center www.piedmontwomenscenter.org

The first and best choice for anyone impacted by an unexpected pregnancy or child loss by providing a pathway of hope through Christ. As a faith-based non-profit, Piedmont Women’s Center exists to educate, equip, and empower the Upstate of South Carolina to choose life and change lives.

Religious Freedom Institute www.religiousfreedominstitute.org

RFI envisions a world that respects religion as an individual and social good, and that protects religious freedom as a fundamental human right, as well as an indispensable driver of democracy, social stability, civil liberty, economic prosperity, equality of women, and the defeat of violent extremism. Religious freedom encompasses the rights of individuals and communities to practice their beliefs in private and to exercise their religious convictions in public, including in civil society, economic enterprise, politics, and law.

Set Free www.setfreealliance.org

Set Free exists to take the love of God to the nations by freeing children from slavery and empowering them to change the future. Set Free believes in a world where all are set free in the name of Christ. Working to accomplish this vision, they work with in-country partners to rescue children, provide clean water, host medical clinics, and plant churches to make disciples of Christ.

Southeastern Baptist Theological Seminary www.sebts.edu

Southeastern Baptist Theological Seminary trains men and women to surrender their lives to God’s mission in the world and prepare themselves for that mission with biblical, theological, and ministerial education in a vibrant discipling community.

Teleios Ministry www.teleiosministry.org

Teleios Ministry assists indigenous people in developing God-given visions into an authentic, real-life ministry centered in Jesus Christ. They are about investing in people so that all participants in the relationship might become who God created them to be and live out what God created them to do.
Teleios Ministry works to develop mutually beneficial partnerships and networks that will provide direct resources for bridging the gap between vision and reality, as well as between people of different cultures. Spiritual, emotional, intellectual, and financial resources are brought together for the development of an authentic, real-life ministry.

White Horse Missions www.whitehorsemissions.org

White Horse Missions was founded in 2013 as a 501(c)3 non-profit for the purpose of spreading the Gospel of Jesus Christ in Central America. Their name comes from the description of Jesus found in Revelation 19:11-16. This image of Christ’s quickly approaching return, riding a white horse, motivates them to share His love with the world as quickly as possible.

Two locations:

Greenville, SC
Myrtle Beach, SC

Serving clients nationwide.

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We promise.

Our core values represent our promises to you, as our client.

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To serve with excellence.

We’re committed to excellent client service, which we believe is rooted in relationship. Through consistent communication, understanding our clients’ needs, and deepening our knowledge of our craft, we aim to serve at the highest level. This dedication allows us to remain approachable and accessible, while offering balanced guidance that blends tried-and-true with cutting-edge.


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To speak truth in love.

We understand that finances can be a pain point and that decisions about money involve both our hearts and our minds. As your financial advisors, we are committed to accuracy and reliability in our advice, even when a different answer might be easier to hear. Truth in love is spoken here.

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To stand with integrity.

We walk our own talk, or as we like to say: We eat our own cooking! When we propose a financial plan to you, you can be confident we are following the same advice in our personal financial story. This integrity is reflected in our family budgets, our pro-life, pro-family investments, and in the ministries we support.

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To practice generosity

We are thankful for the resources entrusted to us, and we hold these gifts in our hands loosely so that we can, in turn, give to others. We are committed to an intentional lifestyle of generosity with our finances and our time, and you will see that reflected in both our public and personal ministries.

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To be authentic always.

We can’t help but be anyone but ourselves. This firm is built on our belief that going against the grain is good… especially when it comes to the values that make us who we are. So, you can expect us to live out the same values in the grocery store or on the sidelines as we do in the office.

If a day comes that we stop adding value to your family, you can terminate our services then and there. No contract, no exit fee, no hard feelings.

Allow us to introduce ourselves.

Group image of Mike Kuckel's family
Portrait of Mike Kuckel, CFA

Mike Kuckel, CFA®

Managing Partner | Director of Investments
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: mike@sovereignpw.com

Mike’s work life and personal pursuits have focused on helping others along their stewardship journey. That passion led him to be a co-founder of Sovereign Private Wealth and enabled him to see others experience a higher level of satisfaction and joy in life. With a mission to enable and equip people to be good stewards of what they have been entrusted with, Mike uses his unique gifts and background to serve others.


Mike has been a part of the upstate South Carolina community for over 25 years, where he has raised his family and started Sovereign. He earned a BSBA with a major in finance and a concentration in investment management from Central Michigan University. He then went on to obtain a Master of Divinity in Biblical Languages at Southeastern Baptist Theological Seminary in Wake Forest, NC. His theological studies were crucial to his understanding of the use of money and possessions. In addition, Mike is a pioneer and leader in Values Based Investing (VBI), which is an investment philosophy that focuses on investing according to your values and leads to human flourishing.

Mike worked as a vice president of Stewardship Partners Investment Counsel and as Regional Director of Broker Relations at the Timothy Plan mutual funds. Mike also pursued the Chartered Financial Analyst (CFA) designation, which he earned in 2006. In addition, he is a Certified Kingdom Advisor (CKA®). In 2019, Mike became a Colson Fellow of the Colson Center for Christian Worldview. His career in portfolio management has spanned over three decades, and his experience and acumen help him serve our clients as Director of Investments.

Mike and his wife, Hope, live in South Carolina and have ten children (yes, 10!) and a pot-bellied pig named Kevin Bacon. When he is not chasing kids or doing yard work, Mike enjoys hunting, sports of any kind, reading, and traveling to new places. He also enjoys being one of the pastors of Greenville Community Church in downtown Greenville, SC, and teaching Personal Financial Management as an adjunct professor to students at North Greenville University.

Mike Kuckel is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

image of Will Hines and partner out in town.
Portrait of Will Hines, CFP

Will Hines, CFP®

Managing Partner | Director of Financial Planning
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: will@sovereignpw.com

Will is a native of upstate South Carolina and a graduate of Clemson University. His passion to help his clients be good stewards led him to co-found Sovereign Private Wealth in 2017. That passion, coupled with his experience in the financial services industry, has equipped him to serve as Director of Financial Planning.


Will, a CERTIFIED FINANCIAL PLANNER™ and Certified Kingdom Advisor (CKA®), is the Director of Financial Planning for Sovereign Private Wealth. His role is primarily focused on financial and life planning for each client. Will has been privileged to guide hundreds of families through a financial planning process that strives to create a cohesive plan navigating taxes, estate and legacy, charitable giving, and other common planning needs.

Outside of work, one of Will’s passions is interviewing veterans as part of the Library of Congress’ Veterans History Project. With over 30 interviews of World War II veterans, Will strives to preserve stories from the “Greatest Generation” before they are all gone. Along with an interest in preserving veteran’s stories, Will has a large collection of World War II artifacts and travels across Europe researching the war.

Will and his wife Samantha are active members of Greenville Community Church, where Will serves as trustee. The Hines family is passionate about supporting ministries in the upstate that focus on sharing the Gospel with a lost and hurting world.

Will Hines is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

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Portrait of Justin Cramer, managing partner

Justin Cramer

Managing Partner | Director of Family Office

Phone: (843) 655-8278

Email: justin@sovereignpw.com

Justin is a native of Charleston, South Carolina, and a graduate of Coastal Carolina University, where he played quarterback for the Chanticleers. In a nearly 15-year career in financial services, Justin has served at various firms and held multiple positions. He is primarily located in our Myrtle Beach office, serving families nationwide.


Justin, who has completed his Wealth Management Theory and Practice education through the Yale School of Management, is one of the Managing Partners of Sovereign Private Wealth and serves as the Director of Family Office for Sovereign Family Office. His role primarily focuses on nuanced and complex problem-solving for families with more than $10 million in net worth. Justin has been privileged to guide hundreds of families through a comprehensive and proprietary process that brings together highly sophisticated tax planning, liquid and illiquid asset management, multi-generational mapping, charitable inclinations, and detailed entity structuring while making sure it is in alignment with the unique vision and values of each individual family.

Justin, his wife Rebecca, and their four children are active members of Doxa Church, where Justin serves as an elder. The Cramer family is passionate about creating and enjoying deep relationships while helping others live full, authentic lives.

Justin Cramer is an investment adviser representative of OneAscent Wealth Management, LLC (“OAWM”), a registered investment adviser with the United States Securities and Exchange Commission. OAWM and OneAscent Financial Services, LLC are affiliated advisers. Please refer to OAWM’s ADV Part 2A for more information.

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Portrait of Bob Felts, wealth advisor

Bob Felts

Wealth Advisor



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Throughout his career, Bob has discovered that discussing finances can often be a daunting challenge for many individuals seeking peace of mind. His passion lies in guiding people toward a harmonious balance between prudent financial stewardship, akin to the wise ant in Proverbs 6 preparing for winter, and a steadfast trust in God’s provision. Having witnessed firsthand the anxieties surrounding financial security, particularly through his parents’ retirement journey, he empathizes deeply with those concerns. Consequently, he finds immense joy in assisting others in crafting clear, practical financial plans in plain language.

Originating from Atlanta, Georgia, Bob pursued his academic journey at Georgia Tech, earning a Bachelor of Science in Economics. Furthering his education, he obtained a Master of Divinity and PhD from Southwestern Seminary, allowing him to blend theological insights with economic understanding. His career has encompassed various roles, including pastoral ministry, life coaching, adjunct teaching, counseling, and consulting, each contributing to a diverse skill set and a breadth of experience seldom found in financial advisors. It is through synthesizing these varied roles that he believes he offers clients a unique perspective on financial and life planning.

Bob and his wife Deb reside in the Five Forks area of Simpsonville, SC and have three adult sons and five grandchildren. Beyond his professional pursuits, he enjoys outdoor adventures, whether on the golf course or exploring nature through backpacking. Committed to community service, he has had the privilege to serve on the boards of several nonprofit organizations, including the YMCA and Hospice, and currently serves on his neighborhood’s HOA board. Actively engaged at Brookwood Church and as an adjunct professor at Anderson University, he is dedicated to both spiritual enrichment and academic mentorship.

Bob Felts is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

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Portrait of Ray Royalty, Wealth Advisor.

Ray Royalty

Wealth Advisor



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Ray has over 37 years of experience in the U.S. Army as an Infantry officer in both active and reserve billets, retiring at the rank of Major General. At the time of his retirement, Ray was serving as the Deputy Chief of Staff at the U.S. Army Training and Doctrine Command (TRADOC) at Fort Eustis, Virginia. Significant assignments during his time in uniform include duty with the 1st Infantry Division as a Senior Combat Advisor during the 2007 surge supporting the Iraqi military; Director, Army Protection, Headquarters Department of the Army G-3/5/7, at the Pentagon in Washington, D.C.; and as the Commanding General, 84th Training Command, Fort Knox, Kentucky.

Ray brings extensive corporate experience to Sovereign Private Wealth from across multiple Fortune 500 companies while serving in leadership positions in manufacturing, sales, IT project management, and enterprise software implementations. During his time in the private sector, Ray continued to serve in the U.S. Army Reserve.

As a Wealth Advisor at Sovereign Private Wealth, Ray’s focus and strong desire is serving the military community–those currently serving, retired, and Veterans–assisting with investment and retirement strategies that incorporate the unique characteristics that military service often brings. Finding investment and retirement solutions that reflect taking care of military families is most important.

Lastly, Ray represents the third generation from his family to have served with the 1st Infantry Division in foreign campaigns during times of conflict–World War II, Vietnam, and Iraq.

Ray and his wife, Teena, are active members of the First Baptist Simpsonville | Upstate Church where they have experienced spiritual growth and a closeness to Christ over the years–an incredible family journey with such a dedicated community of Believers.


  • Ed.D., The George Washington University
  • Master of Strategic Studies, U.S. Army War College
  • MBA, Winthrop University
  • B.S., United States Military Academy, West Point

Ray Royalty is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

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Robert Allamon

Wealth Advisor



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Robert brings nearly 12 years of experience in the financial services industry, thriving as an advisor by providing comprehensive financial advice and planning that align with client goals, needs, and values. He holds a Certified Fund Specialist designation, has passed the Series 65 securities exam, and earned a master’s degree in theology.

Before transitioning to wealth advising, Robert dedicated over 25 years to Christian ministry, supporting pastors in churches, camp work, and counseling. Through his counseling ministry, Robert recognized the importance for individuals and couples to develop a Biblical philosophy and strategy for their finances. He finds great joy in helping clients discover and implement these principles.

Outside of his professional endeavors, Robert enjoys cycling and golf and maintains a deep passion for theology. He and his wife, Janie, are active members of Greenville Community Church and cherish time spent with their family of four children, three daughters-in-law, and seven grandchildren!

Robert Allamon is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

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Portrait of Joseph Kuckle, Wealth Advisor

Joseph Kuckel

Wealth Advisor



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Joe was born in Raleigh, North Carolina but has lived in the upstate of South Carolina for most of his life. He is a recent graduate from Charleston Southern University and holds his BBA in Personal Financial Management. From this program, he is a candidate for the CFP® and CKA® designations.

While in college, Joe was part of the Center for Personal Financial Management (CPFM) at Charleston Southern. He served as a peer coach, a role in which he held meetings with students to answer any questions about finances, ran the CPFM table at events, and helped teach children living with limited resources about the basics of personal finance through a partnership with a local non-profit organization. He hopes to use these experiences to help others learn more about money and themselves.

Joe is passionate about serving others and helping them fully realize their true potential. He began working for Sovereign in 2023 and enjoys serving clients in the Sovereign family.

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Portrait of Josh Holland, Director of Client Services

Josh Holland

Director of Client Services



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As the Director of Client Services at Sovereign Private Wealth, Josh Holland believes in fostering genuine connections with clients by prioritizing timely responses and doing whatever possible to help them achieve their financial goals.

Josh has both a bachelor’s and a master’s degree in Educational Leadership as well as a passion for the industry that stems from a deep-rooted desire to safeguard families’ futures.

A family man himself, Josh, his wife, Lia, and their two (going on three!) children live in Myrtle Beach, SC.

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Portrait of Sarah Howington, Director of Client Operations.

Sarah Howington

Director of Client Operations



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Sarah Howington is the Director of Client Operations at Sovereign Private Wealth, where she expertly combines her value for helping people with her educational background and work experience to exceed client expectations.

Sarah holds a Master’s in Mental Health Counseling from Trinity International University. Before her current role, she was a manager at a non-profit in the Chicagoland area, where she honed her leadership skills and dedication to service.

At Sovereign Private Wealth, Sarah’s leadership style is characterized by empathy, interactive listening, and a steadfast commitment to understanding and addressing client needs.

When not working, Sarah and her husband David enjoy all that the grand strand has to offer. Whether being out for a run, eating a great meal, or experimenting in their own kitchen, they take full advantage of their time together. Along with their dog, Lucy, they enjoy an active life and can often be found at a coffee shop or with friends or family.

Sarah is pleased to bring her unique skills and interests to help clients find success.

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Portrait of Mikayla Kuckle, Client Service Specialist

Mikayla Kuckel

Client Service Specialist



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Mikayla Kuckel graduated summa cum laude from North Greenville University with a degree in Linguistics and Digital Media. Throughout her time during and after college, she experienced work in education, politics, journalism, and communications, growing her ability to work with and listen to others in a variety of contexts.

These experiences now help Mikayla to refine her work at Sovereign Private Wealth, where, as Client Service Specialist, she seeks to help people, communicate well, and create a safe, welcoming environment.

Mikayla lives in Greenville, South Carolina where she attends and serves at Greenville Community Church and tries to keep up with her goal of traveling internationally (at least!) once a year.

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